About the Course
The Goal & Purpose
Examine various types of debt to understand the importance of shopping around for loans and avoiding predatory or high-risk/low-reward borrowing. Through simulations and discussions, attendees will learn how to establish and maintain optimal credit rating. We aim to provide a long-term view of good decision-making using the banking system and other resources.
The Why & Benefit
66% of Americans are over $20,000 in debt (mortgages not included). While Americans age 30 to 59 have largest amounts of U.S. debt, young adults are falling into financial delinquency at a faster pace than prior generations. Heavy debt has been attributed to depression, anxiety and poor physical and mental health overall. Learning how to manage credit rating and navigate lending terms empowers families to make financial decisions which preserve overall health and stability.
The Practice & Activity
The 3 hour workshop is delivered as a 2 part series. In Part 1 participants learn about different types of debt through immersive discussions and Case Studies. In Part 2, participants take what they learned and apply it to their own personal situations. By taking an inward look at their current situation, participants develop a long-term view of good decision making to overcome debt.
Your Instructor
Unburied Talent
